Evening — 7:00 PM at Rosa Mexicano

Morningstar Retirement AFS Awards Dinner

AFS members only.

Sponsored by Morningstar Retirement.

10:30–11:30 AM — Joshua 1

AFS Academic Presentations: Financial Planning Value, Advice, Technology, and Investment Decision-Making

• S-047: Sebastian Gomez-Cardona — Decomposing Utility Differences Between Net Worth Optimization and Goals-Based Investing
• S-002: Qian Pengyu — Who Works with CFP Professionals? Evidence from the Financial Planning Longitudinal Study
• S-004: Thomas Korankye — Is FinTech a Complement, a Channel, or Both? Examining the Relationship between Financial Advice, Technology Adoption, and Financial Well-Being Among Employees in the United States

10:30–11:30 AM — Joshua 2

AFS Academic Presentations: Behavioral Investing, Crypto, and Market Dynamics

• S-014: Kevin Bayani — Not All Crypto Is Created Equal: Financial Vulnerability, Evaluative Skills, and Cryptocurrency Adoption Among U.S. Investors
• S-043: Olamide Olajide — From Feeds to Fragility: Social Media Use and Investment in Speculative Financial Assets
• S-056: Bong Jeong — Betting Against Cash: Liquidity and Firm Performance in the Casino Industry

2:00–3:00 PM — Joshua 1

AFS Academic Presentations: Advisor Behavior and Client Engagement

• S-028: Eric Ludwig — Financial Planner Behaviors Associated with Prospect Acceptance of a Second Meeting
• S-073: Cole Turner — When It Comes to Referral Behavior, Not All Financial Planning Domains Are Created Equal
• S-083: Pierre-Etienne Pilote — Financial Planners: Generalists Meeting Clients’ Needs

2:00–3:00 PM — Joshua 2

AFS Academic Presentations: Financial Planning Education and Career Pathways

• S-015: Efthymia Antonoudi — School Savings Programs, Family Financial Socialization, and Adolescent Financial Literacy
• S-070: Efthymia Antonoudi — Pathways to Financial Planning Careers
• S-023: Jaclyn Beierlein — AI Financial Advisor: An Assignment to Develop AI Literacy and Improve Understanding of Loan Concepts in Introductory Finance Courses

3:00–4:00 PM — Poster Area TBD

AFS Academic Poster Session / Reception

Sponsored by Dalton Education.

• The poster session has been finalized with 26 posters.
• Poster presenters will stand by their posters during this official window.
• Beverage service and best-poster voting are expected during this time.
• A full list of poster titles and authors will be added once the final CFP Board-tracked poster list is confirmed.

10:30–11:30 AM — Joshua 1

AFS Academic Presentations: AI, Advisors, and Professional Practice

• S-061: Pawan Jain — Navigating the Changing Financial Advice Landscape
• S-060: Inga Timmerman — Who Controls the Algorithm?
• S-078: Don Lacombe — From Extinction to Augmentation

10:30–11:30 AM — Joshua 2

AFS Academic Presentations: Household Constraints and Financial Resilience

• S-016: Vikesh Kumar — Financial Advice and the Credit-Constraint Gap in Household Equity Participation
• S-034: Brent Evans — Emergency Fund Shortfall Risk
• S-077: Drew Hanks — Short-term Effects of Health Shocks on Economic Choices and Expectations

2:00–3:00 PM — Joshua 1

AFS Academic Presentations: Consumer Protection, Disclosure, and Fiduciary Questions

• S-038: Christopher Browning — Fee Complexity, Advice Channels, and the Limits of Disclosure
• S-033: Lin Sun — Do LLMs Treat Financially Vulnerable Consumers Differently?
• S-040: Barclay Roper — A Fiduciary Framework for Evaluating Tokenized Assets

2:00–3:00 PM — Joshua 2

AFS Academic Presentations: Financial Well-Being, Family, and Socialization

• S-098: Ashley Keamo — How Family Financial Socialization Shapes Adult Relationships
• S-059: Eric Ludwig — Financial Planners as Anchors, Not Islands
• S-058: Mindy Brandon-Joseph — Are You Financially Compatible?

2:00–3:00 PM — Room TBD

CFP Board / FPLS Best Paper Award Session

• S-037: Benjamin Jansen — The Value Added by Financial Planning
• S-062: Theophilus Amanfo — Beyond the CFP® Label
• S-052: Ashlyn Rollins-Koons — Financial Planners as Adult Socialization Agents

8:00–9:00 AM — Joshua 1

AFS Academic Presentations: Retirement, Insurance, and Risk Tolerance

• S-089: Brent Davis — Managing Retirement Consumption Risk
• S-103: Chia-Li Chien — A Probability-Based Framework for Life Insurance Evaluation
• S-105: John Grable — A Test of a Financial Risk-Taking Framework

8:00–9:00 AM — Joshua 2

AFS Academic Presentations: Inclusion, Equity, and Trust in Financial Planning

• S-090: Daniel Richards — Implicit Gender Perceptions in Financial Planning
• S-009: Tanya Staples — Surveying Gender Inequity
• S-074: Ashley Keamo — Financial Self-efficacy and Female Finances