Best Paper in Retirement Income Planning – Sponsored by The American College
of Financial Services^®
An Exact, Optimal Strategy for Traditional vs. Roth IRA/401(k) Consumption
During Retirement

James DiLellio, Pepperdine University
Dan Ostrov, Santa Clara University

Best Paper in Behavioral Finance – Sponsored by FinaMetrica^®
Do Ants Turn Into Grasshoppers? The Habit of Thrift and Retirement Spending

Tao Guo, Texas Tech University
Michael Finke, Texas Tech University

Best Paper in Analytical Excellence – Sponsored by PlanPlus Inc.
Playing Favorites: Conflicts of Interest in Mutual Fund Management

Diane Del Guercio, University of Oregon
Egemen Genc, Erasmus University
Hai Tran, Loyola Marymount University